Lender brief
SBA SOP 50 10 8.1 + Technical Update
A one-page lender summary of the change-of-ownership, Quality of Earnings, valuation, and documentation changes most relevant to acquisition lending.
What's on the page
- Effective date and governing document
- Core SOP changes: Appendix 15 categories, equity, DSC, QoE threshold
- Technical Update clarifications
- Why it matters for acquisition lenders
- A six-step practical lender checklist
This summary is for informational purposes only. Lenders should rely on the applicable SBA SOP, notices, and their own legal and credit guidance for transaction-specific requirements.